Financing

Pay over time

Minimum purchase of approximately R8,435 is required. Availability of terms may vary based on purchase price and/or product. A deposit may be required. Subject to approval of a credit application. Interest rates may range from 0.00% to 29.99% APR, resulting in, for example, 24 monthly payments of approximately R875 at 21.99% APR for every R16,870 borrowed. APRs will vary depending on credit qualifications, loan amount, and repayment term.

We’ve partnered with Bread Pay® so you can buy what you want now and pay later at a pace that works for you.

Pay over time 0% APR options available*

Pay as low as 0% APR for up to 6 months or pay up to 36 months at competitive rates*

Simple application

Get a decision in seconds without affecting your credit score.

Straightforward pricing

What you see is what you get. No hidden fees, prepayment penalties or compound interest.

Pay at your own pace

Pay for your order over 6, 12, 24, or 36 months at competitive rates.*

Financing made easy

Step 1

Shop our website

Add items to your cart. Choose Bread Pay® and get a real-time decision without affecting your credit score.

Step 2

Select your plan

Pick the option that works for your budget.

Step 3

Complete your purchase

Get your items now and pay over time.

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